In order to be able to present proof later, it is advisable to submit the facts in writing afterwards and to immediately report unlawful transfers and debits as well.

Of course, you should also inform banks and lenders as soon as possible - preferably in person or by telephone - about the misuse of data. Please do not hesitate to do this! The credit agencies help you in protecting yourself from further financial damage. In order to have a fraud alert created, it is usually necessary to provide the credit agencies with a copy of your identity card as well as a copy of the criminal complaint filed with the police. This is because they have the possibility to send fraud alerts for affected accounts to their contractual partners.ДЄs a consequence, banks and lenders must first obtain permission from you as the person concerned before your credit line can be extended. Inform Credit Agencies about Data AbuseД¬redit agencies have special departments that deal with fraud cases you should inform them about the misuse of your data. In this way, you make it possible and easier for those stakeholders to look into the situation.Дў.

You should keep this well and, if necessary, forward a copy of it directly to the creditor, the social media portal, the bank or other affected third parties as proof of the identity theft. Please obtain a copy of the criminal complaint filed. The police will then do their utmost to identify the perpetrator. If the 'data thief' is not known by name, the criminal complaint will be filed against 'unknown'. If there is a risk that you have become a victim of data abuse, it is recommended in any case to file a criminal complaint with the police. File a Criminal Complaint with the Police Handle your personal data sparingly! Only reveal as much personal information as is absolutely necessary.ДЎ.How Can You Protect Yourself Against Identity Theft? In case of data abuse, you should immediately file a criminal complaint with the police, inform banks and credit rating agencies, and вЂ“ ideally вЂ“ involve a lawyer as a legal advisor.вЂћData thievesвЂњ focus their activities on the Internet and use various strategies, like phishing, malware or viruses, in order to access personal information.Which Tricks Are Used for Stealing Identities? Identity theft can damage the victim's reputation, lead to debts or to notifications to credit agencies.Which Consequences Can Identity Theft Have? In most cases, identities are stolen in order to act specifically in the victim's name or to gain access to the victim's assets.вЂћData thievesвЂњ misuse private information, like addresses, dates of birth or bank account data, pretending to be someone else.

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